Get your Alpaca account funded and ready to trade. Choose your path below for step-by-step instructions tailored to your location.
Select your residency to see the best funding options:
Wise gives you real US bank details (routing + account number), so you can deposit via ACH like a US resident. This bypasses expensive international wire fees entirely.
Crypto transfers have minimal fees (just network gas, typically $1-10) and arrive in minutes. Great if you already have a wallet set up.
Wise/ACH: 1-3 business days. Crypto: 10-60 minutes. International wire: 3-5 business days.
Yes! You can withdraw via ACH to your Wise account, or convert to crypto and withdraw to your wallet. Same methods work in reverse.